Ontario mortgage rate snapshot.
Ontario Mortgage Rate Dashboard
Compare public mortgage-rate snapshots from major Canadian banks with plain-English context for Ontario buyers, owners, and renewals.
Rates reviewed June 15, 2026
Lowest fixed rate
Top-5 bank public snapshot
4.55%
4.84%4.55%
Lowest variable rate
Prime-linked public snapshot
3.65%
4.05%3.65%
Major-bank prime
Current prime-rate reference
4.45%
4.45%4.45%
LenderProductTypeRateChangeOfficial link
Rates shown are a public snapshot for comparison and education only. Bank websites can change without notice, and actual mortgage options depend on insured status, income, credit, property, amortization, down payment/equity, lender policy, and full underwriting.
How to use this page
Use it as a starting point, then compare payment, penalty, prepayment privileges, portability, and conditions before choosing a mortgage.
Bank prime is a lender reference rate. The Bank of Canada sets the overnight target rate; major banks set their own prime rates.